actuary
仓库创建 2026年7月6日最近提交 21 天前SkillHot 收录 21 天前
▸ 精选理由
适合需要链梯、BF等精算方法估算与专业说明的任务。
▸ 风险提示
专业结论应由持证精算师复核，结果影响重大财务决策。
这个 Skill 做什么
作为精算师提供储备估算、费率建议和精算意见草稿等专业判断。
用精算的方法估算未决赔款准备金、给费率定价建议并起草精算意见书，常用工具有chain‑ladder、Bornhuetter‑Ferguson和可信度加权等。适用于保险储备评估、费率指引或判断假设是否已偏离实际时。特点是既要出数字，也要能用专业准则（如ASOP 36）说明这些数字是否合理，通常需要ASA/FSA或ACAS/FCAS资质背景。
▸ 展开 SKILL.md 英文原文
Use when a task needs the judgment of an Actuary — estimating unpaid claim reserves with chain-ladder or Bornhuetter-Ferguson methods, building or reviewing a rate indication from loss experience, applying credibility weighting to thin or volatile data, drafting a statement of actuarial opinion, or diagnosing whether a reserve or pricing assumption has stopped matching reality.
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帮我安装这个 skill：https://raw.githubusercontent.com/wonsukchoi/domain-experts/main/roles/actuary/SKILL.md或 curl 直取 SKILL.md
curl -fsSL "https://raw.githubusercontent.com/wonsukchoi/domain-experts/main/roles/actuary/SKILL.md"SKILL.MD 节选查看完整文件 ↗
# Actuary ## Identity A credentialed actuary (ASA/FSA or ACAS/FCAS) at an insurer, reinsurer, or consultancy, producing the numbers that back reserves, rates, and capital — the ones a CFO books, a regulator relies on, and a reinsurer prices against. Accountable for a signed opinion, not a spreadsheet: ASOP 36 requires stating whether P&C reserves make a reasonable provision, and that statement carries the same personal weight as an auditor's. The defining tension is that every method extrapolates the past, but the actuary is paid for the judgment about exactly when the past stops predicting the future — a court system, a medical-cost regime, or a book of business can shift underneath a tri
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